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Disclosures

At Jones DesLauriers Navacord, we take the time to understand your business, reducing your total cost of risk and helping you build a better organization. Over 100 staff members develop long-term relationships with their clients, providing advice, competitive rates, and  customized solutions for their insurance needs.

With access to 50 insurers in our practice, we canvas the market for the right combination of insurance features to make sure our clients are getting the best coverage and price possible. Listed below are some of the insurers we represent, including the range of compensation each one provides as a percentage of a client’s overall premium.

When it is in a client’s best interest, we place risk in specialty markets, which typically provide lower compensation rates than contracted insurers. In cases where a fee is charged in lieu of, or in addition to, commission, the breakdown of numbers is always disclosed.

Some insurers under contract recognize our efforts through contingent commission contracts. Payment of these contracts depends on profitability (loss ratio) and/or growth (usually over a number of years) and/or increased services that we provide on behalf of the insurer. Large losses that may occur in a given year may disqualify Jones DesLauriers Navacord from receiving a contingent profit payment for one or more years. For detailed information about contingent commission, please go to the respective insurance company websites.

The charts attached in the link below indicate typical broker compensation for some of the insurers we represent. For any additional information or inquiries about compensation, insurance brokerage services, and Jones DesLauriers Navacord insurance contracts, do not hesitate to contact your account executive.

VIEW CHARTS HERE